SIP Wealth Calculator
Plan your financial future with a Systematic Investment Plan. Calculate your wealth growth with compound interest and annual step-up options.
Total Invested
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Estimated Returns
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Total Value
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Investment Breakdown
Wealth Accumulation Growth
Portfolio value vs Cumulative contributions over time
Year-by-Year Growth Schedule
| Year | Monthly Contribution | Total Invested | Estimated Returns | Total Value |
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Power of Compounding
Compounding works best over long horizons. Interest earned in earlier years earns its own returns in subsequent years, creating exponential growth.
Disciplined Investing
SIP removes market timing emotions. By investing a fixed amount regularly, you automatically buy more units when prices are low and fewer when prices are high.
Step-Up Advantage
Increasing your SIP amount by just 5–10% annually inline with salary increments can significantly accelerate reaching your wealth goals.